記述言語：日本語   掲載種別：研究論文（学術雑誌）   出版者・発行元：清内路歴史と文化研究会  

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記述言語：日本語   出版者・発行元：社会経済史学会  

本稿は戦間期,地域経済が第一次世界大戦以前の成長基調から停滞へと変化する中で,大蔵省預金部の地方資金制度がいかに展開し機能したかを,1927年における救済融資がその制度的な1つの画期となったことを踏まえ,長野県の事例から分析するものである。大蔵省預金部資金は郵便貯金を主な原資とし大蔵省がそれを運用する資金である。その運用の中でも地方資金制度は1909年以降,様々な危機に対応する中で展開し,第一次世界大戦開戦前後の時期までに,地方資金供給を基盤とする形で勧銀・農工銀・産業組合などが連携する金融システムがおおむね形作られた。それは災害時などの緊急時の救済を主な目的としながらも,地域経済の振興を制度の基礎的な目的の中に含むものだった。戦間期においては1925年の預金部改革によっても地方資金制度がその大枠を変更されることはなかったが,1927年の金融恐慌下で発生した長野県を中心とした大規模霜害に対する救済融資は,預金部を基盤とした金融ネットワークに新たな資金供給ルートと社会的・経済的影響力を付与していくこととなる。

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記述言語：日本語   出版者・発行元：公益財団法人 史学会  

By the early 20th century, saving deposit investment funds managed by the Ministry of Finance (MoF-SDIF), which were mainly derived from postal savings deposits, had developed into a relatively large financial aggregate, as large-scale capital accumulation was now occurring outside of the "multi-layered financial structure" formed by the Bank of Japan and commercial banking system. However, the research to date on the subject seldom delves into the actual management style and specific influence of such MoF investment funds, merely assuming that during the World War interim period, there was some financial route in place for plowing MoF-SDIF (according to guidelines set in 1909) back into local economies through special financial institutions, such as the Nihon Industrial Development (Kangyo) Bank, agri-industrial banks and the central financial depositories of industrial cooperatives. This article attempts to clarify the characteristic structural features of that investment route and the process by which it was firmly put in place. To begin with, in the absence of legal provisions governing the management and use of SDIF, investment routes and practices were established by custom within the actual process of distributing the funds. As to how the system of plowing SDIF back into local economies was providing capital through the above-mentioned special financial institutions in response to the capital demands of society as a whole and regarding the influence of the system on local society and its financial structure, it functioned to reorganize existing financial institutions and their structure of transactions by providing a modernized financial assistance bridge to individual industrial cooperatives, small and medium scale businesses and existing locally based organizations. The author then turns to the institutional and regional issues involved, by citing specific cases of how the system's role in providing economic relief funds on an individual basis was perceived in determining the character of the financial system as a whole. In more concrete terms, the author focuses mainly on the case of Nagano Prefecture, describing the influence of the system after the firm institutional establishment of the MoF savings deposit department during the Meiji era in organizing the first nationwide relief funding effort following the outbreak of Word War I and providing relief finance during economic downturn which marked the war interim period.

DOI： 10.24471/shigaku.122.4_498

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記述言語：日本語   掲載種別：研究論文（大学，研究機関等紀要）   出版者・発行元：清内路歴史と文化編集委員会  

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記述言語：日本語   掲載種別：研究論文（学術雑誌）   出版者・発行元：社会経済史学会  

本稿は,20世紀初頭に制度化された,郵便貯金をその主な原資とする大蔵省預金部資金の地方還元機能について,実際にそれが投入された事例から具体的に明らかにしようとするものである。大蔵省預金部の地方への資金還元機能は,先行研究においてその金融制度内における重要性が指摘されてきたが,それは制度史や統計的概観に関する分析に留まってきた。郵便貯金はその設立にあたって細民の生活保全を目的としており,預金部資金の性質には一種の社会保障的な政策側面が付加されていた。しかし預金部資金はその後,地方経済振興資金としても扱われるようになっていった。1909年に預金部の地方還元は制度化された。1914年に行われた預金部資金による救済融資は,凶作や天災といった自然事象に対する救済ではなく,それ以外の経済的危機に対して預金部資金が大規模に投人された初の事例であった。そこに本稿は注目し,この救済資金から多額の融資を受けた長野県の事例から,制度の発動とその利用過程を具体的に追っていくことで,預金部資金の実態とその性質を考察する。

DOI： 10.20624/sehs.78.1_119

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記述言語：日本語   掲載種別：研究論文（学術雑誌）   出版者・発行元：経営史学会  

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記述言語：日本語   掲載種別：研究論文（大学，研究機関等紀要）   出版者・発行元：清内路歴史と文化編集委員会  

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記述言語：日本語   掲載種別：研究論文（学術雑誌）   出版者・発行元：政治経済学・経済史学会  

The Japanese savings rate rose to around 10 percent in the early 20th century. The growth of individual savings supported and stabilized this high savings rate. This paper examines how and why the individual savings grew in modern Japan. The Japanese Postal Savings Bank was the first nation-wide saving bank for ordinary people's small savings, and became generally popular at the beginning of 20th century as the savings rate rose. This paper therefore focuses on the spread of the Postal Saving Bank's individual deposit accounts. Previous studies have revealed that central government policy promoting individual savings affected deposits in the Postal Savings Bank. But government policy was not the only factor which induced people to save. Various local organizations and their actions also widely affected ordinary people's saving behaviors. The experience of Mishima City in Shizuoka Prefecture provides a good example of how saving behavior spread in local society. In Mishima, new modern organizations such as the local post office, elementary schools and local government, were well aware of the central government policy promoting savings, and additionally they had influence in the local community. To give one example, Mishima elementary school cooperated with Mishima post office to promote making small savings to parents through school children. As the government implemented systems to promote postal savings, local community leaders tried to utilize those systems. Additionally, these local leaders did not just accept this policy; to a certain extent they could also give advice to government about it. It was not only the modern but also the older parts of society that joined in the promotion of savings. In Mishima, local small savings organizations such as mujin (pre-modern mutual financing communities) and local residents' unions were promoted by local government and local post offices. Although there were a variety of purposes for savings, these savings movements lead the growth of small deposits in local modern banks, similar to postal savings. As the postal savings system developed in local communities, pre-modern collective savings were integrated to the modern system and the new generation was trained in the concept of saving. This happened all over Japan, not only in Mishima. In the early 20th century, Japanese local society was in many respects being reconstructed. Savings behavior and the promotion of individual saving was one typical trend in this process. This movement affected the Japanese national savings rate, and to a certain extent supported capital accumulation for Japanese modernization.

DOI： 10.20633/rekishitokeizai.54.2_16

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記述言語：日本語   掲載種別：研究論文（大学，研究機関等紀要）   出版者・発行元：清内路歴史と文化編集委員会  

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記述言語：日本語   掲載種別：研究論文（大学，研究機関等紀要）   出版者・発行元：清内路歴史と文化編集委員会  

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記述言語：日本語   掲載種別：書評論文，書評，文献紹介等  

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記述言語：日本語   掲載種別：書評論文，書評，文献紹介等   出版者・発行元：経営史学会  

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記述言語：英語   掲載種別：書評論文，書評，文献紹介等   出版者・発行元：東京大学社会科学研究所  

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記述言語：英語   会議種別：口頭発表（一般）  

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記述言語：英語   会議種別：口頭発表（一般）  

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記述言語：日本語   会議種別：口頭発表（一般）  

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記述言語：日本語   会議種別：口頭発表（一般）  

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記述言語：日本語   会議種別：口頭発表（一般）  

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